Around half of workers in Ireland have private pensions, meaning the remainder will be relying on the state pension, post retirement.
The Retirement Planning Council of Ireland is urging young people to begin thinking about retirement sooner, rather than later.
The council runs a series of course on planning, for people in all stages of their careers.
Around half of workers in Ireland have private pensions, meaning the remainder will be relying on the state pension, post retirement.
The government is to introduce auto-enrollment in pension schemes, which have been a fear in other countries for many years.
However, contributions may, initially, be at a low rate.
Paul Kenny is Course Leader at the RPCI, and a former Pensions Ombudsman.
He joined Clem Ryan on Wednesday's edition of Kildare Today.
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