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First-Time Buyers Will Be Able To Borrow Up To Five Times Their Income

Friday, 1 May 2026 14:38

By Daniel Maher

Central Bank rules typically allow first-time buyers to borrow four times their income

First-time buyers will be able to borrow up to five times their income under a new scheme by one lender.

Nua Money will be the only lender to do so, with some others only offering up to four and a half times a person's salary, according to the Irish Independent.

Central Bank rules typically allow first-time buyers to borrow four times their income, as long as they have a 10 percent deposit, unless a bank is granted an exemption to go slightly higher than that.

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