Majority Of Rebuilding Ireland Homeloans In Kildare Declined.

Wednesday, 12 May 2021 14:30

338 applications have been submitted since 2018.

A slim majority of Rebuilding Ireland homeloan applications in Kildare have been refused.

Since the scheme began in 2018, 338 applications have been submitted to Kildare County Council.

168 have been approved, and 170 declined.

The Minister for Housing says "Each local authority must have in place a credit committee and it is a matter for the committee to make the decision on applications for loans...having regard to the recommendations made by the Housing Agency."

The Department of Housing says reasons for refusal may include:

- Repayment Capacity Not Demonstrated

- Net Income Ratio Outside of Policy

- Unsatisfactory Savings Record

- Unsatisfactory ICB Report

- Outside Credit Policy

- Unsatisfactory Financial Management

- Other

Local Authority	Applications Assessed	Recommended to Approve	Recommended to Decline
Carlow County Council	105	38	67
Cavan County Council	32	13	19
Clare County Council	130	55	75
Cork City Council	366	158	208
Cork County Council	634	314	320
Donegal County Council	93	41	52
Dublin City Council	906	549	357
Dún Laoghaire-Rathdown County Council	189	104	85
Fingal County Council	1018	572	446
Galway City Council	153	81	72
Galway County Council	267	94	173
Kerry County Council	269	101	168
Kildare County Council	338	168	170
Kilkenny County Council	126	65	61
Laois County Council	188	90	98
Leitrim County Council	39	10	29
Limerick City & County Council	214	119	95
Longford County Council	97	50	47
Louth County Council	227	97	130
Mayo County Council	124	45	79
Meath County Council	418	263	155
Monaghan County Council	98	29	69
Offaly County Council	83	34	49
Roscommon County Council	85	39	46
Sligo County Council	102	43	59
South Dublin County Council	531	274	257
Tipperary County Council	208	93	115
Waterford City & County Council	193	70	123
Westmeath County Council	78	46	32
Wexford County Council	274	127	147
Wicklow County Council	364	160	204
Total	7949	3942	4007