It's despite widespread reforms of the sector
The cost of motor insurance continues to rise, despite widespread reforms of the sector.
It now costs an average of €655 to insure a car, according to the Central Bank - a rise of almost 20 per cent since 2022.
85 per cent of injury claims are now settled through the Personal Injuries Guidelines - while most claims are now related to damage.
The average cost of a damage claim increased by 10 per cent in the first half of 2025, to over €3,100.
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